How to Choose the Most Suitable Credit Cards for Your Lifestyle
How to Choose the Most Suitable Credit Cards for Your Lifestyle
Blog Article
How to Choose the Best Credit Cards for Your Lifestyle
Exploring the credit card rewards options can be daunting with so many choices available, each offering different offers, benefits, and advantages. Our system simplifies the process to make it easier to start in less than 5 minutes, with perpetual monitoring so that you are always aware if there are more suitable options for you.
**Evaluating Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Digital payments
- Tap-and-go
- Food and beverage expenses
- International payments
- Other expenditures
This information helps us gain insight into your spending patterns and recommend the optimal collection of credit cards based on your spend.
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**Personalized Credit Card Recommendations**
Next, our AI-driven platform compares your spending patterns with our repository of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.
We keep a current repository of credit card offers from all major banks and financial institutions in Singapore, including miles and cashback cards as well as Sign-up Bonuses.
We also suggest options for further optimization such as only focusing on select bank offerings or no-fee options for the first year.
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**Continuous Monitoring and Recommendations**
Since credit card terms can change over time, our platform continuously updates its recommendations based on your expenses and informs you of changes needed in your card portfolio to boost your miles earned. This adaptable process ensures you always have the ideal set of cards to achieve the highest returns.
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